Monedo Financial Services Private Limited is a RBI registered Non-Banking Finance Company. Monedo is where the consumer finance and tech brains come together. Our unique proprietary scoring technology and digital lending process, allows our customers and partners receive offers and pay-outs in 24 hours. We believe lending needs to get less complicated, more flexible, offer more choice, and make customers’ lives easier. That is why we created an alternative to the conservative/conventional lending model, giving customers and merchants multiple offers, anytime, all in one place.

Team Monedo has a unique business proposition for small and mid-sized merchants wherein merchants participate in credit risk, including up to 10% cash collateral for exposures originated from them. Our digital financing is a modernized take on the checkout process. Our end to end solutions are a win-win for all; partners benefit from higher conversion rates, and customers finance their purchases in minutes.

Overview of Phygital Approach and its Benefits

Albeit higher internet penetration has led to the emergence of e-commerce platforms, the proportion of online purchase of consumer durables in the country is at 20%. Consequently, to reach to a wide expanse of consumers, both tech savvy and the ones just beginning to acclimatize themselves with the digital world, Monedo adapted to a Phygital model. This is a balanced blend of technology and Human intervention! Our consumers have the luxury to select a tangible product of their choice and avail flexible EMI options digitally, while our merchant partners are well versed with the business model and convey the convenient process to the consumers. We call it easy lending, enhanced lifestyle!


The culture in Monedo is conducive to growth and performance! Monedo encourages collaborative communication, steadfast leadership, and mutual trust. Life at Monedo is an un-interrupted journey of learning and development. Employees are encouraged to question the status quo and offer solutions to constantly evolve as a business. Leaders at Monedo have an open-door policy and promote transparency and real conversations. A quintessential Interactive, vibrant, and prolific environment is what Monedo offers for all! So come join us for a rewarding experience. Reach us at [email protected]

What our team has to say